During the course of a person’s life the ability to create a company or business is a target of first intention, however this objective is often frustrated by various factors among which we will find the economic, which is the primary part of a nascent company; Thanks to this various entities have been commissioned the creation of various plans such as the financing of business, the sole and exclusive purpose of helping people reach this desired goal. Business finance plans are based on offer to new entrepreneurs entrepreneurs the ability to obtain a capital with which a company; can effectively start This credit can be cancelled for long period of time, providing even more than the new company grow and have the opportunity to correct this debt. Business financing can be defined more specifically as a simple way of obtaining capital to contribute to the creation of a company, but also can be used for some modifications either structural or purchase again equipment which may help to improve the production and profitability of a company, business or entity. In obtaining a business financing is important to take into account various factors that can contribute to improving profitability and functionality of a company, since sometimes the entities that obtained one of these many times do lightly without taking into account that later financing can become as a long-term debt, therefore the more advisable is to calculate if we really need this, thus avoiding an economic status critical. Currently, as all bank loans, business financing can be done in various ways, with the sole aim of favoring the entity or company that gets this benefit with your payment; financings are clear examples of the above as: short-term financing: these are credit provided to companies that must be usually paid over a period of time 1 year, however, is proper to mention that depending on this funding period of time can vary significantly. Long-term financing: this type of business financing is based on the loan of capital that must be paid to the lending institution in an average period of 2 to 9 years, where funding has certain characteristic within the most prominent are the adjustment of the amount of the payment or the possibility of increasing the time for cancellation of credit; It is clear when the lending institution to accept either of the two previously mentioned. Thanks to the large number of enterprising people who are starting with their companies at present, financing for businesses can be obtained in various ways, among the most outstanding and best find some as banks and entities lenders or investors business groups, which in providing this service can mean an easy and quick way get funding for our businessnot to mention that in the majority of cases with interest rates relatively low.