Choose a car insurance becomes an onerous task due to the huge number of companies offering these services and, indeed, if it is the first time are going to hire a car insurance. It is important to know the types of insurance, as well as special provisions for each of the policies, because depending on the price difference they can vary to a greater or lesser extent. Here are a series of recommendations for how to choose the one that best suits your situation: There are three models of “insurance against all risks, which typically covers all possible damages of the vehicle all franchise risk that cover damage from a previously agreed price with the company, so that if minor damage such costs shall be part of the insured. Finally there is the third-party insurance, this mode does not cover damage to your vehicle (except for some items) but if the third party involved. Age of the vehicle: it is important to know that this is the decisive factor In setting a price for your insurance. If your car has over 8 years is recommended to secure third.
Age of Insured: almost all insurance companies penalized in price policies for children 25 years and the time of possession of a driving license. Use of vehicle: insurers take into account the type of use that gives the car (weekly, only for holidays) or if you have a garage. If you use a lot your vehicle is advisable to hire a full insurance. Additional services: Many insurance companies offer additional services interesting legal advice, appeal of fines, etc. Bonus: it is important to know if an insurance subsidy for insured with a reduction in the price of insurance renewal if you have not had to give any party. Analyzing these factors in different companies can get valuable information that will help you to choose one or the other insurer